.svg)
.svg)
.png){kind=logo}
.png)
$0 Down on a 2-4 Unit Property
One of the best kept secrets on a VA Home Loan is that the VA will allow you to purchase a duplex,
triplex, or four-plex with zero down up to $4,000,000 with qualifying income. Some key features/guidelines of this opportunity:
1.You must occupy 1 of the units for 12 months
2.Rents from the other units can be used to qualify for the mortgage. The rents utilized for qualifying will be 75% of the current lease amount or the appraisers opinion of what the monthly rent should be per unit.
3.In order to use the rents to qualify, the units must be legal and permitted
4.Pro-tip: many first time buyers will occupy the smallest unit of the property and rent out the large ones for a greater ROI
5.House hacking cannot be utilized for qualifying income on a VA home loan, but it is an excellent way to offset your housing expense.
1 Day
Avg. Loan Approval Period
90%
of our business are VA Home Loans
$1B+
VA loans funded
States Where We Do Business
.png)
.svg)
.svg)
