As a Direct VA Lender serving the military community since 1992, Merchants Home Lending specializes in a 14 Day Close, which can have a significant impact in getting your offer accepted. Our VA rates and costs will always be the lowest  due to our Single Point of Contact Loan Originators, who carry your loan from application to close - no one else touches your file. This lean approach allows us to pass the cost savings on to you in the form of the lowest rate and costs available on the day that you lock in - guaranteed.. Through Oct 15, 2024 100% of our Pre-Approved borrowers received Full Underwriting approval.

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